BORROW.md

BORROWING RULES FOR AI AGENTS
WORKING DRAFT
2026

8-bit drawing: coins go out to an agent, an hourglass runs, coins come back

~*~ © 2026 BORROW.md ~*~

ABOUT BORROW.MD

BORROW.md is a working idea: a plain markdown file an AI agent reads before it borrows anything, whether money, credit, compute time or someone else's tool. It says how much, from whom, for how long, and when a person has to say yes first.

WHAT IT COULD COVER

A SKETCH


---
borrow: draft
---
# BORROW.md
- max_outstanding: 500 USD
- max_term: 30 days
- ask_first: fees, collateral, over 100 USD
- never: sign for a person, share logins

DISCLAIMER

BORROW.md is not a lender, broker or credit service. It does not make, arrange or service loans, quote rates or hold money.

BORROW.md is an informational page. It is provided as is, without warranty of any kind, and may be incomplete, inaccurate or out of date. Nothing here is financial, investment, legal, tax or other professional advice, or an offer or solicitation. The sketch is an illustration, not a standard or a recommendation. Names of third-party products or companies, if any, are used only to describe them; no affiliation or endorsement is implied. Use at your own risk. This page sets no cookies and runs no scripts or analytics; like any website, its host keeps standard request logs.